Stamp duty abolished – what it means to you

ORJ’s new build specialist Sukhvinder Sandhu explains what the Chancellor’s latest announcement means in reality. The Chancellor Phillip Hammond has delivered the 2017 Budget in which he said: “The dream of home ownership should be a reality for all generations” and in line with this has abolished stamp duty for first-time buyers for house purchases up […]

Stamp Duty Land Tax & What’s Changed

On Monday 29th October 2018 the Chancellor Phillip Hammond delivered the 2018 Budget in the House of Commons. Sukhvinder Sandhu (Director) at ORJ Solicitors examines what this means for clients and prospective buyers. The First Time Buyers’ Relief (an exemption from SDLT) is now extended to buyers of the first share in a qualifying shared […]

All things Help to Buy

In recent years, the Government has introduced two schemes to help purchasers progress in the property market. Help to Buy ISAs were introduced to help boost a first time buyer’s savings pot. Individuals who meet certain criteria are able to claim a bonus from the Government towards the dreaded lump sum deposit that so many […]

Shared Ownership

What is Shared Ownership? Shared Ownership is a scheme introduced by the Government which allows buyers to purchase a share in a home they would otherwise be unable to afford. The arrangement is designed to assist those on lower incomes to become home owners. The share in a property which buyers can purchase ranges from […]

Stamp duty abolished for first time buyers – what it means to you.

ORJ’s new build specialist Sukhvinder Sandhu explains what the Chancellors latest announcement means in reality. The Chancellor Phillip Hammond has delivered the 2017 Budget in which he said: “The dream of home ownership should be a reality for all generations” and in line with this has abolished stamp duty for first-time buyers for house purchases […]

ORJ acts on behalf of major bank panels

At ORJ, we have one of the largest conveyancing departments in the Midlands, completing about £200m of house purchases and sales each year and we are listed on all major bank panels in the country. Many clients who use a solicitor do not realise, if they are having a mortgage, that their lender needs a […]

ORJ join Barratt Homes panel

ORJ’s home buying team goes from strength to strength with its appointment to the Barratt Homes panel. New home buyers can now benefit from exclusive discounts negotiated by nationwide house builder Barratt Homes. This means if you are buying a new Barratt home you can benefit from ORJ’s expertise at an attractive discounted price. Plus, […]

What is conveyancing? Why do I need it?

Moving home? Buying or selling an investment property? We know there’s a lot of financial aspects to consider. The questions we’re asked most weeks are ‘what is conveyancing?’ and ‘why do I need it?’ Conveyancing is the legal process of transferring a property or piece of land from the seller to the buyer. Louise Palmer, head of […]

ORJ Joins Tesco Bank Panel

As ORJ joins the Tesco bank conveyancing panel Louise Palmer explains the benefits to clients, builders, brokers, agents and IFA’s of using or recommending a firm that is on every bank panel. ORJ has one of the largest conveyancing departments in the region. We complete about £200m of house purchases and sales each year and […]

New rules under the Mortgage Credit Directive 2016

New rules under the Mortgage Credit Directive (MCD) apply with effect from 21st March 2016. The rules introduce the requirement to give customers a minimum 7 day period of reflection once a binding mortgage offer is issued. This reflection period allows each customer to decide whether they wish to accept the terms of their mortgage […]

A guide to environmental searches when buying a property

The environmental search is a search carried out with an environmental agency (not the Environmental Agency) that gives details of the past uses of the land and the land in the vicinity of the property and whether such past uses are likely to have caused any potential contamination of the land on which the property […]